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In Debt? Dealing With Your Creditors


Why people choose us

Acceptance Rates
94% of IVA's we propose
are accepted by creditors

Established for over 7 years and enjoy an excellent relationship with creditors.

Regulated and monitored by the Insolvency Practitioners Association

Customer Satisfaction
Rated 4.43 out of 5 from our customer surveys and 4.4 / 5 on* 100% of customers would recommend us to a friend*

*Review scores correct as at August 2015 *Recommendations are taken from reviews submitted between June and August 2015





Home » IVA’s » Do you qualify for an IVA?

Do you qualify for an IVA?

To see whether an IVA can help you. Simply complete the form below and your on your way!

We’ll provide an instant decision on whether you provisionally qualify and then confidential, tailored advice from a qualified team member on whether an IVA is suitable for your individual circumstances.

Take the first step and we will support you through.

instant decision1

What is an IVA?

Put simply it is a proposal of payment to your debts based on what you can realistically afford to pay over usually just 60 months. It allows you to put forward a fair and equal offer of repayment to your debts were there is no ability for you to repay them in full within a reasonable time (usually considered to be 5 years). It freezes interest and charges to ensure your debt cannot increase and protects you and your essential assets such as your home or car against any further collections activity by your debts.

If you have unmanageable debts of more than £3,500 then an IVA could help you regain control.

An IVA Can

  • Ensure an affordable monthly payment
  • Stop interest and charges
  • Prevent further contact from your creditors
  • Stop further collections activities
  • Protect your home and other essential assets
  • Provide a realistic repayment term (usually 5) years
  • Legally write off the debt you can’t afford to repay

Privacy   Protecting Your Privacy
Your privacy is important to us. Your details will be kept strictly confidential and used only for the purposes of answering your enquiry. By submitting your details, you agree that you have reviewed and accepted our Privacy Policy.

Data Protection Registration Number: Z9640494.

Do You Qualify for an IVA?

What do our Customers say?

" I really don’t know what I would have done without the IVA. I was recommended by my brother’s friend back in 2008 who was in a similar situation. Definitely the right thing for me to do. I am now building up my credit status so I can hopefully obtain a mortgage in the future. I am more careful with money / finances now and don’t take credit for granted! Thanks very much for everything the team has done for me!"

Mrs Purser,

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Important Information

Subject to eligibility and acceptance. Fees Payable. Debt write off applies to unsecured debts only and on completion of an IVA. If your IVA fails, it could lead to Bankruptcy, although this is rare and alternatives may be available. Your ability to obtain credit will be affected for the medium to long term. Homeowners may be required to release the equity in their property, if unable to release equity and equity is available creditors may request an additional 12 months payments in compensation.

Debt Support Centre Ltd provides insolvency solutions to individuals, specialising in IVA's. We do not administer or provide advice solely relating to debt management products, such as Debt Management Plans. Advice and information on alternative options will be provided following an initial fact find were the individual(s) concerned meets the criteria for an IVA and wishes to pursue it further, as governed by our regulators The Insolvency Practitioners Association. All advice given on any alternative options is therefore provided in reasonable contemplation of an insolvency appointment.

The Money Advice Service is a free service set up by the Government to help people make the most of their money. If you would like to learn more click here.